Stay Safe by using an Ecommerce Payment Gateway and Other Tips

December 10th, 2009

The Internet often feels safe, but when shopping there, it is important to protect your identity in many different ways, such as paying through an ecommerce payment gateway.

While having a virtual super-mall where anything from diapers to doughnuts can be purchased with the typing of a few numbers and the click of a button sounds like the greatest thing to happen to commerce since the Lydians invented coins in 700 B.C., it can still have its downfalls. Sad as it might be to say, it is still made of up groups of humans. Inevitably, there will be a place for crime and corruption of sorts, but following a few guidelines while shopping online can help keep you and your credit cards safe.

Identity Theft
The definition of this particularly awful crime is pretty simple: someone gets your information and pretends to be you, most of the time with the intent to purchase things that you will then get to pay for. Often times, your identity can be compromised in ways you don’t even realize.

Social Network Safety
Social networks can easily compromise you and your most private information. This E-Commerce Times story offers an extensive list of tips on how to stay safe on the Internet, though in the end it comes down to treating it like real life. If you post something on a public board, you might as well be announcing it on television. Think about who can see what (often times the who is far larger than you realize), and decide if you want that information shared.

Payment Tips
Always go through a certified ecommerce payment gateway for your Internet credit card processing. It is vital to make sure your payment gateway is safe and reliable. Look for the TRUSTe seal, a highly-lauded and trusted seal called “prestigious” by MSNBC. Web sites such as PayLeap and Ebay have the seal, which can help a consumer feel comfortable using his or her credit card. E-commerce.com recently released this article that offers thirteen tips on staying safe on Ebay, specifically. But most of the advice could apply to sites throughout the Internet.

One of the best ways to approach shopping online is to approach it like shopping in the real world. We’ve all been walking down the street and been offered “real Rolex watches for just 20 bucks” on the corner, but we know enough to avoid them. Either they’re stolen or they’re fake. How do we know? Because they are being sold on a corner for about 98% off. If you treat the Internet in a similar fashion, you’ll be just fine.

Remember
–Everyone can see what you put online.

–If a deal is too good to be true, research it as much as possible.

–Use trusted sites.

–Look for the TRUSTe seal.

–Always go through an ecommerce payment gateway.

–Never give your information away without reason.

–Keep your eyes open.

Most of the Internet is safe, but just like you wouldn’t walk down a dark alley, you shouldn’t walk down the dark alleys of the Net.

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